Cyber Monday and Black Friday may be over, but that doesn’t mean you can’t still find amazing sales and savings. Pretty much through the New Year stores will be having various sales, which means you can stock up on some necessities or wants. One thing I never pay full price for are Christmas decorations of…
Hey y’all, any shoppers out there? I’m one, I like to shop, and I especially like to shop when I feel a bit stressed out. I mean, they don’t call it retail therapy for no reason 🙂 But too much shopping can definitely be not good for the budgeting, and as someone who is trying…
Pick your favorite charity and ask people to donate to it rather than buy you birthday gifts.
It can be tempting to stock up on different things, but then you have a bunch of things half used or sitting there never used and then they get expired. So don’t buy until you need.
A great way to pay down your bills is to snowball your debt. Take your smallest debt, and pay it off while making the bare minimum payments on other things. Then, continue doing this to different cards/debts, until your debt it paid off.
Have a no spend day and find time to do things that don’t cost money. The possibilities are limitless, and this is the perfect way to get some me time or bond with family or friends.
It’s early, but just get your taxes done now, rather than later. You’ll feel less stressed, and have one less thing on your to-do list.
In many cases, when I’m shopping, there are only a few things I have to buy that are a certain brand. Everything else is the exact same product, for less, so buy off brand, and watch your savings stack up.
Many grocery stores now have apps, which offer free rewards programs, as well as have online coupons, and even money off offers. Check your local store for an app that may help you to save some money this next trip to the grocery store.