Advertisements

Shopping Tips

Hey y’all, any shoppers out there? I’m one, I like to shop, and I especially like to shop when I feel a bit stressed out. I mean, they don’t call it retail therapy for no reason 🙂 But too much shopping can definitely be not good for the budgeting, and as someone who is trying to pay off her student loans early, not to mention start saving for retirement, budgeting is super important. So for this week’s tip, let’s go into some shopping tips.

Do I need or do I want? This is a big question I ask myself before purchasing anything in a store or online. Certain things have to be purchased, and I am also not saying not to buy anything that you want, and only to buy stuff you need, because that’s no fun. But ask yourself this question, along with when will I wear/use this? I found a beautiful dress this past weekend when I was out at a store, and I truly wanted it, but I for the life of me, could not think of an instance when I would wear it. I have nothing coming up that would require this dress, and while it was really pretty, I ultimately decided that I would rather have the money than have a dress hanging in my closet for who knows how long without an occasion for it. However, I also found something else for my room that I could easily picture where it was and what it would be used for, and while it wasn’t necessarily a need, it was something I could immediately find use for, so I purchased it. Again, not completely going wants versus needs, but also making sure that there’s a purpose for my shopping.

How often do we go through our houses and look through our things, some that we’ve never used, and wonder, why do we even have this, why did we spend the money on it? You can try to resell and get some of your money back, but let’s face it, you’re still taking a loss. That’s why it’s so important, especially if you don’t just have endless money to spend, to really think about purchases to ensure you don’t get buyer’s regret or end up months later just giving it away to charity after never using/wearing it. So take a couple of beats, and really consider if you want this. Another trick is to walk away without it and if you are still thinking about it the next day or in a couple of days, then it’s not likely just an impulse buy. But if you’ve completely forgotten about it, then you didn’t really want it that badly after all.

Advertisements

Be Prepared for Big Storms

We are in the most hectic part of hurricane season, and actually had one come right up near where I live, which is why I wasn’t posting at all last week. It ruined my holiday weekend, and then some, and it also cost quite a bit of money in hurricane prep that I wasn’t necessarily prepared for. So, rather than wait until the last minute, be prepared for big storms before they arrive.

It’s important to have a few essentials on hand, like bottled water, some canned goods, peanut butter, jelly, sustenance to get you through a storm coming through that could wipe out power for a few days. It also helps to have shutters on your home if you live in a hurricane area. I unfortunately do not have shutters, so I have to put up plywood when it seems like a storm may do damage to the area. Trust me, shutters would be so much better. But keep in mind, you have to think ahead with those, and plan ahead, because they are not something that can be done instantly. Another thing that just makes life a bit easier is a generator. Worst case, you can run your refrigerator and a few other appliances, best case, you test it once or twice a year to make sure it works and it looks pretty in your garage.

Also, make sure you have a plan in place if you are in an evacuation zone. This is important not only for you but for any animals you may have as well. If you can’t stay with a friend inland, come up with another solution whether it be going on a family road trip in a camper or even boarding your pets if you can find a place that will take them during the storm. Just make sure you know where you are going, and you have enough supplies for yourself and for them to leave the house for a few days. Most importantly though, NEVER leave your animals behind. Unfortunately, that’s something we see every year, and nothing makes my blood boil like seeing some poor animal on the news that had to be rescued from a flooded home or hear that people released their animals into the wild rather than take them with them. Your animals are your family, if it’s considered unsafe for humans, it’s unsafe for animals. Not only that, but it’s illegal to leave your animals, and that is something that my area especially has been cracking down on.

So moral of this weekly tip, be prepared. Have some supplies on hand, know where you’re going to go if you need to leave, and have everything you’ll need for yourself and your animals. Finally, stay safe! Whether you leave or not, make sure your family is safe, and that you’ve done what you can to protect livelihood.

Give Back to Others

In today’s world, it can often seem like we are constantly on the go and only thinking about ourselves. I think it’s more important now than ever to give back to others, in any way that you can.

So before y’all start about how you need to save every penny, let me clarify that it’s not always money that you can use to give back to others. There are many different ways to do this, and money is only one of them. Some others are volunteering to help someone you see struggling. Even the smallest gesture like helping someone with their yard work or offering to help them with something you’re already doing at your house can be a huge thing to that other person. You can also give back by offering assistance in an area that you are an expert in. If you are known for your cleaning skills, go offer to help others who may need it, perhaps a single mom who doesn’t have time or an elderly neighbor who can’t do what they need to. Volunteer your time to help the community with a beach clean-up or perhaps assisting your favorite charity with getting signatures for a petition. If you do happen to have extra money, why don’t you give back that way? Make a donation to a charity or go buy groceries for someone you see struggling on the street. With so many options, if you truly want to give back to others, you can find a way to do so. Bonus points if you can get a group together to make it a fun day with friends, as well as helping your community!

best buddies friendship walk

Just Keep Swimming

Sometimes, it can feel like life is trying to pull you under. Wave after wave just keeps coming at you, and you may feel like you’re drowning or struggling to catch your breath. Trust me, I’ve been there, and I’ll be there again, that’s just how life is sometimes. Timing never works out the way we want, but there is one thing you can do. Just keep swimming. Keep working on yourself, keep finding the good in the bad, and keep taking one day, one step at a time. Keep the faith, and just keep swimming, swimming, swimming.

via GIPHY

Start Your Day With a Grateful Spirit

I know, I know, it’s Monday, ewwww. But you may find that your attitude towards Mondays shift if you start your day with a grateful spirit. First of all, you’re still alive, and second of all, if you are lucky enough to be heading into work on this day, it means you have a job. There are some who would desperately change places with you, so even if your coworkers are driving you crazy, even if you feel stuck at your job, even if you can’t stand it, try to focus on what you do have. You have an income, you have a schedule in your life, you have something you can count on doing each day, waking up and going into work. It’s important to focus on the positives, even if you aren’t in love with your job 🙂

Brush Your Pets

We are in the midst of summer, which means we are in the midst of shedding season! Brush your pets to help eliminate the little furballs that wind up in the corners of your rooms. They’ll also love the attention.

%d bloggers like this: